Factoring Trends for 2022

March 14, 2022

By Gen Merritt-Parikh


What’s in fashion for factoring this coming spring? Quite a bit. This year’s trends show what we’ve all been keeping under wraps for the last two years, and we’ll be seeing some definite changes.

First up, a cascade of activity with more traditional bank lenders that retained customers during the pandemic based on regulatory allowances and readily available government funding may start pushing out underperforming loans. In fact, our lending partners have already started seeing increased deal flow this year, albeit with more credit challenges to solve or with a higher need for aggressive structuring. However, this new cascade of deal flow is expected to increase moving into spring. Fitting then that one of the newest pantone colors this year happens to also be cascade.

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About the Author

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Gen Merritt-Parikh is the president of Haversine Funding, a leading financing provider to specialty finance companies, including asset-based lenders, factors, purchase order, equipment, real estate and inventory lenders. With more than 25 years of experience in commercial finance, she joined Haversine Funding in August 2020, responsible for growth and risk management, overseeing originations, underwriting, portfolio investment analysis and management, along with asset allocation strategy for the company.

Gen currently serves on the factoring committee for SFNet and is a speaker and designated subject matter expert for the International Factoring Association. She holds a bachelor of arts degree in business and economics from the University of Texas at Dallas.