Bill Benning

Senior Vice President, First Tennesee Bank

First Horizon Bank - Corporate Lending, Asset-Based, Factoring, Small Business Lending, Equipment Leasing, Sub-Prime Auto and Consumer Finance lending $3 million and over. Working capital lines of credit secured by accounts receivable and inventory. Term debt secured by machinery and owner occupied real estate.

Territory - Nationwide
Specialties: Trucking, Marine Transportation and Lumber

First Tennessee Bank headquartered in Memphis, TN with total assets of $40 billion. NYSE "FHN"

https://www.firsttennessee.com/corporate/products-and-services/credit-and-financing/specialty-lending/asset-based-lending

Prior to joining First Tennessee, 38 years in commercial lending, including Synovus, Sovereign Bank and Citizens Bank / Royal Bank of Scotland in Atlanta, GA where my responsibilities included commercial loan portfolio administration, loan review, due diligence in the acquisition of loan portfolios, risk assessment, managing new business development, underwriting, loan closing, opening and staffing new Southeast offices.

Financed public and private leveraged buyouts, management buyouts, mergers, rapid growth situations, turnarounds, import-export, syndication's, operating capital, equipment, real estate and international businesses transactions in the $5 million to $500 million-size range. Portfolio administration responsibilities included, determining risk ratings, insuring regulatory compliance, preparing quarterly credit reviews, developing workout strategy, collateral monitoring and customer retention. Managed staff officers. Also held various positions at previous Banks including managing distressed borrowers, collateral liquidation, analysis of financial institutions, credit administration and auditing.