Christine Hutchinson

Director, Retail Finance Group, Bank of America, Merrill Lynch

40 Under 40 Category: Portfolio Management

Biography:

Christine Hutchinson is a director in the Retail Finance Group at Bank of America Merrill Lynch.  The Retail Finance Group is an industry-focused team of ABL specialists that meet the financial needs of retailers.  Christine has specialized in providing asset- based solutions for Bank of America for 16 years. 

Since joining the bank in 2000, Christine has served in a variety of roles with increasing responsibility across credit products risk management.  In her current role, Christine is involved in financing a broad range of complex acquisition, turnaround and workout transactions in the retail sector.  She is fully engaged in the structuring of asset-based credit facilities from the presentment of term sheets through the completion of due diligence, negotiation of loan documentation, and ongoing portfolio management.  She is responsible for the monitoring of client risk profiles and implementation of risk mitigation strategies in response to identifiable credit quality deterioration. 

Christine has a BA in Economics from Colby College.  She is FINRA-registered and holds Series 7 and 63 securities licenses.  Prior to joining the bank Christine completed internships at The White House (National Economic Council) and J Sainsbury plc in London.   

In response to being told she was a recipient of the SFNet 40 Under 40, Christine said, “Winning this award means a great deal to me because it is such an honor to be recognized alongside the rest of this outstanding group. “Asset-based lending is a profession that attracts some of the brightest, most driven, and most competitive young people in the industry. To be recognized as a young leader in our field is a singular honor, but it is also a reminder that we all have a responsibility to make certain we focus on grooming the next generation of ABL professionals.”

Her nominator, Betsy Ratto, managing director, Bank of America Merrill Lynch Retail Finance Group, said, “I am so pleased that Christine is being honored by the SFNet for her ABL expertise. She is a well-recognized, high-quality lender both within Bank of America Merrill Lynch and among our industry peers. The discipline, strength and dedication that she brings to the underwriting process, as well as client management, are a model for success.”