Bank Products

Last Updated: Jun 6, 2019

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Bank Products are an array of treasury management, hedging or other bank services offered by a bank to a borrower, either in conjunction with a larger credit facility or on a standalone basis. Bank products generally are design to assist a borrowers manage their short-term liquidity and cash flow needs, as well as provide insurance against overdrafts, foreign exchange fluctuations and interest rate changes Examples of bank products include commercial credit cards for employees and the firm as a whole, deposit accounts, operating accounts, foreign exchange and commodity price hedging facilities, interest rate hedging facilities, swap contracts, ACH overdraft protection and other assorted treasury management products.