Throughout her career, Kristin has consulted with working capital providers to identify and resolve business challenges by leveraging technology. At Wells Fargo, her areas of focus include legacy application modernization, process improvement, automation, and simplifying tech stacks. Kristin presents solutions and functional strategies to resolve various challenges through technology and educates working capital providers about industry trends and how technology can help them mitigate risk, optimize workflows, make better business decisions, lower costs, and create better employee and customer experiences.

How did you get into ABL?
Like most things in life, my career hasn’t followed a straight-line progression. I began my career journey as a bank teller. By chance, I interviewed and accepted a position in Factoring, which became a turning point in my career. It sparked a passion for secured lending, leading me to explore deeper complexities within the field. Over time, this path opened doors to product ownership and the intersection of technology and lending in ABL.

What is your current role?
Currently, I am the product owner for Wells Fargo’s ABL-CMS (Asset Based Lending Collateral Management System). My role is focused on aligning business needs with technology solutions to streamline processes, enhance client experiences, and support strategic growth in secured lending. I oversee the product lifecycle, from ideation to implementation, ensuring that our tools support both the organization and our clients.

Why is inclusiveness and DEI important to you?
Inclusiveness and diversity are fundamental to creating environments where everyone can thrive. For me, being part of the SFNet Inclusiveness committee allows me to actively contribute to breaking down barriers and fostering equitable opportunities. In an industry as dynamic and impactful as secured lending, diverse perspectives lead to better decisions, stronger outcomes, and a more inclusive financial ecosystem.

How can the secured lending industry increase inclusiveness?
The secured lending industry is facing a significant talent deficit, and addressing this challenge provides the opportunity to leverage inclusiveness and DEI initiatives to strengthen the field. Broadening recruitment efforts to reach underrepresented groups can bring fresh perspectives and innovative approaches to problem solving. Helping organizations establish mentorship and sponsorship programs are another way we can work to bridge this gap.