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The Secured Lender

SFNet's Women in Secured Finance Issue
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April 3, 2025
Source: Mitsubishi HC Capital America
NORWALK, CT, April 3, 2025 – Mitsubishi HC Capital America, the largest non-bank, non-captive finance provider in North America with $7.5 billion in owned and managed assets, announces a new strategic financing relationship with HD Hyundai Construction Equipment North America (HD Hyundai) to help construction businesses across the U.S. and Canada acquire the latest Hyundai equipment.
HD Hyundai will incorporate Mitsubishi HC Capital America into its preferred financing provider network across North America, facilitating retail end-customer financing, dealer rental fleet financing, and inventory floor plan financing. This strategic collaboration provides contractors, dealers, and construction firms with flexible and affordable financing options to invest in Hyundai’s industry-leading machinery. By leveraging Mitsubishi HC Capital America’s financial strength and industry expertise, businesses can access competitive rates, customized payment plans, and a seamless financing process designed to improve cash flow and operational efficiency.
“At Mitsubishi HC Capital America, we understand that access to the right equipment at the right time is critical for construction firms to stay competitive,” said Chris Johnson, Senior Vice President, Construction. “Our partnership with HD Hyundai allows us to provide tailored financing solutions that help businesses invest in the latest technologies, increase productivity and manage costs effectively. Whether a company is looking to expand their business or upgrade to more advanced machinery, we’re here to make financing simple, flexible and accessible.”
“Canada is a critical market for the company because of its strong outlook for the construction industry,” added Félix Beauregard, Vice President of Equipment and Inventory Finance for Mitsubishi HC Capital Canada. “It’s anticipated that continued infrastructure development and government investments will be a significant driver to positive economic conditions, and we’re looking forward to working with HD Hyundai to help Canadian companies deliver on this important work.”
Through the retail financing program, eligible customers can secure funding for Hyundai’s full line of construction equipment, including articulated dump trucks, excavators, wheel loaders, dozers and other heavy machinery. Dealers can also access inventory floor plan financing, allowing them to maintain optimal inventory levels while preserving cash flow and managing seasonal demand fluctuations effectively. Additionally, Mitsubishi HC Capital America offers a streamlined app-only finance program to qualifying businesses in the United States up to $1 million. This program is designed to simplify and accelerate the financing process, allowing dealers and customers to secure funding quickly and efficiently without the need for extensive documentation.
More information can be found at https://na.hd-hyundaice.com/financing
About Mitsubishi HC Capital America
Mitsubishi HC Capital America is a commercial finance company that has extensive capabilities throughout North America with its affiliate, Mitsubishi HC Capital Canada, combining a consultative approach and expansive digital platform to help organizations of all sizes accelerate growth. With $7.5 billion in assets and more than 800 employees, the company is the largest non-captive, non-bank commercial finance company in North America. Mitsubishi HC Capital America partners with equipment manufacturers, dealers and distributors, as well as end customers, in providing customized financial solutions, including transportation and commercial finance. Dedicated to improving the communities where it operates, the company is committed to the United Nations Sustainable Development Goals. Visit https://www.mhccna.com/en-us
About HD Hyundai Construction Equipment North America
HD Hyundai Construction Equipment North America offers a full line of crawler excavators, ranging from compact models to heavy excavators; wheeled excavators; wheel loaders; articulated dump trucks; skid steer and compact track loaders, and hydraulic breakers. Hyundai offers sales, service, parts and rentals through the brand’s network of more than 90 dealerships operating from nearly 200 locations across the United States and Canada. Hyundai delivers regular product and service training to ensure dealer partners are equipped to provide top-caliber support to meet the growing business needs of Hyundai construction equipment customers. Learn more about HD Hyundai Construction Equipment NA’s products or dealership opportunities at na.hd-hyundaice.com or call 877-509-2254.
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Media contact: Katie Mullin, Vice President of Marketing Communications, kmullin@mhccna.com