2019 Difference Makers
![Dave Kucera Dave Kucera](https://www.sfnet.com/images/default-source/dm/dave-kucera.jpg?sfvrsn=bcad56c2_2)
Dave Kucera
Head of the Financial Institutions Group, Chicago Market President, Capital One Commercial Banking
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![RitchayDavid_BankofAmerica_headshot RitchayDavid_BankofAmerica_headshot](https://www.sfnet.com/images/default-source/dm/ritchaydavid_bankofamerica_headshot.jpg?sfvrsn=4cc19ceb_2)
David Ritchay
Senior Vice President, Business Support Executive, Bank of America Business Capital and Asset-Based Lending
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![DeBlieuxKaren_CapitalOne DeBlieuxKaren_CapitalOne](https://www.sfnet.com/images/default-source/dm/deblieuxkaren_capitalone.jpg?sfvrsn=22ae17ea_2)
Karen DeBlieux
Head of U.S. Corporate Banking and Market President, Capital One Commercial Banking
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